Financing & Payments
Payment Plans for Criminal Defense Services
At the Law Office of Jerry L. Garner, we understand that financial concerns can make it difficult to retain legal representation. That’s why we offer flexible payment options to ensure high-quality criminal defense is accessible to everyone. Through LawPay, we accept credit card payments and provide financing options via Affirm, allowing clients to manage legal expenses more effectively. As one of the few criminal defense firms with payment plans, we are committed to making experienced legal representation more attainable when you need it most. LawPay is the only ethics-compliant legal payment processor for attorneys.
Card Payments
We accept all major credit and debit cards, including Visa, Mastercard, Discover, and American Express, through our secure LawPay portal. This allows you to make payments quickly and conveniently from anywhere, without the hassle of cash or checks. LawPay ensures that all transactions are encrypted and compliant with legal industry standards, providing a safe and seamless way to pay for your legal services.
Finance Plans
Need flexibility in paying legal fees? With Affirm, you can break payments into manageable installments, making high-quality legal representation more affordable. Apply in minutes through our secure LawPay portal, choose a payment plan that fits your budget, and get instant approval—no hidden fees or surprises. Get the legal help you need, now with flexible financing.
Enter the LawPay portal to securely make a payment for your attorney retainer. Choose from credit/debit or pay later with Affirm financing for a fast and secure transaction.
Frequently Asked Questions
-
LawPay is an end-to-end legal billing tool and payment processing platform designed specifically for law firms and attorneys. It allows clients to securely pay for legal services online or through a mobile app, while also helping law firms stay compliant with trust accounting rules and regulations.
-
The LawPay platform offers military-grade data encryption and meets industry standards for internet security and PCI Level 1 compliance. In addition, the platform receives quarterly scans and an annual audit from a qualified security assessor. You can read more about LawPay security here.
-
Pay Later is a legal fee lending solution that allows consumers to pay legal fees in manageable, scheduled installments online while law firms get paid the full amount upfront.
-
On our payment portal, you'll see an option labeled “Pay Later.” Selecting this option will take you to an online application for financing through Affirm. To apply, you will be asked to enter a few pieces of information and will then receive a real-time decision.
-
The interest rate will be a 10% to 36% APR, depending on your eligibility. The term options are three, six, 12, 18, or 24 months. There are also no late fees.*
-
Unlike credit cards, Affirm's loans are not a revolving line of credit. Instead, applicants are approved only for the amount they're looking to borrow—on their terms. They can select their own repayment terms, and there's no penalty for paying it off early. Additionally, unlike most credit cards, Affirm does not charge compounding interest.
-
Checking if you prequalify or applying for a loan through Affirm does not affect your credit. There are certain loans that do not include credit reporting. For example, a four biweekly payment 10% APR option would not be reported. In the cases where Affirm does report a loan to a credit bureau, it reports the full payment history, not just delinquent payments. This allows consumers an opportunity to build their credit history.
Delinquent payments may impact a consumer's credit score and may hurt their chances of getting another loan with Affirm, while positive on time repayment may help build a consumer's credit history.